Intermediary Disclosure
Intermediary Disclosure
Dr. Alf Hoernle
I am a Representative working under supervision of the above-mentioned financial services provider.
This FSP is a non-mandated intermediary, who acts for and on behalf of various Insurers. Please note that a written mandate with these Insurers is available at the offices on request.
We are not authorised to collect premiums on behalf of any one insurer.
Pangea Wealth (Pty) Ltd does not own more than 10% of issued shares directly or indirectly of any Life Insurer or Financial Product Provider.
We do not earn more than 30% of our total commission from any one Insurer.
The Company, with whom I am employed, is authorised as a category I Financial Services Provider with FSP number: 51256, is an independent intermediary and earns an income from commission and fees that the Product Provider pays over to us on the products purchased by our clients and I in turn earn a salary.
The company accepts responsibility for my activities in so far as I act within the scope of my contract.
We have Professional Indemnity Insurance cover of R30 Million in the annual aggregate.
Please note that we have a Complaint Resolution Procedure and should you wish to obtain a copy of same, we will gladly provide it to you upon request.
In the event that your complaint is not resolved within six weeks or the resolution is not to your satisfaction, you have the right to then approach the Financial Services (FAIS) Ombudsman, alternatively the National Financial Ombud Scheme (NFO) or the Ombud Council.
Please note that Pangea Wealth (Pty) Ltd is an accountable institution for purposes of FICA.
We are required to identify our prospective clients, verify your information and keep records of these documents.
We are also obliged to report suspicious and unusual transactions that may facilitate money laundering and/or terrorist-financing.
Please note further that we have a Conflict of Interest Management Policy. A copy of which can be made available to you upon request.
Dr. Alf Hoernle
I am a Representative working under supervision of the above-mentioned financial services provider.
This FSP is a non-mandated intermediary, who acts for and on behalf of various Insurers. Please note that a written mandate with these Insurers is available at the offices on request.
We are not authorized to collect premiums on behalf of any one insurer.
Pangea Wealth (Pty) Ltd does not own more than 10% of issued shares directly or indirectly of any Life Insurer or Financial Product Provider.
We do not earn more than 30% of our total commission from any one Insurer.
The Company, with whom I am employed, is authorised as a category I Financial Services Provider with FSP number: 51256, is an independent intermediary and earns an income from commission and fees that the Product Provider pays over to us on the products purchased by our clients and I in turn earn a salary.
The company accepts responsibility for my activities in so far as I act within the scope of my contract.
We have Professional Indemnity Insurance cover of R30 Million in the annual aggregate.
Please note that we have a Complaint Resolution Procedure and should you wish to obtain a copy of same, we will gladly provide it to you upon request.
In the event that your complaint is not resolved within six weeks or the resolution is not to your satisfaction, you have the right to then approach the Financial Services (FAIS) Ombudsman, alternatively the National Financial Ombud Scheme (NFO) or the Ombud Council.
Please note that Pangea Wealth (Pty) Ltd is an accountable institution for purposes of FICA.
We are required to identify our prospective clients, verify your information and keep records of these documents.
We are also obliged to report suspicious and unusual transactions that may facilitate money laundering and/or terrorist-financing.
Please note further that we have a Conflict of Interest Management Policy. A copy of which can be made available to you upon request.